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HB Capital LLC.

Business Financing

Made Easy

"I really don't know where I'd be If I hadn't reached out!"

Angie Buchanan

 
 

Get Anywhere From $1,000-$1,000,000 Today

HB Capital LLC. provides small business loan alternatives to small business owners who own existing businesses (must have business bank account setup + at least 4mos in business).

We fund all types of business including those who do not qualify for traditional bank loans due to bad credit, limited credit history, high risk designation or any other reason. We do not require business plans to approve funding, and we need no personal guarantee of collateral from business owners seeking our merchant cash advances. Essentially, when we give a merchant cash advance we are purchasing a portion of your future sales.

Bad Credit Okay

At HB Capital we work with bad credit as well as good credit

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Affordable Payments

We work to find the most affordable payment schedule

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Hassle Free Funding

We know time is of the essence, so we provide quick and easy service

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No Upfront Costs

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No Application Fees

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No Collateral Requirements

 

Frequently Asked Questions

Premade covers

Where can I find your shop with the available premade covers?


-> Please have a look at the top of each page and click on the button 'Shop'. -> Be the first to know about new exclusive covers, projects and discounts! Join my Facebook group for authors here.




Do you sell your premade covers only once?


Yes. 1 cover per buyer. In this case, you have a unique and mindblowing book cover, made in my own style of art!




Do I need to give credit in my book?


Yes. You need to give credit to me as an artist, but also to the stock providers. You will receive a list with all stocks used. Please mention (when publishing your book): Cover art by Evelyne Paniez, www.secretdartiste.be




What kind of payment do you accept?


For more information about payment, please visit the page 'How I work - premades' here.




How fast will my book cover be delivered to me?


For more information, please visit the page 'How I work - premade' here.




If I buy an ebook cover, can I upgrade this to a full wrap later on?


Sure! Just drop me a note via secretdartiste1@gmail.com with a small briefing (+ please mention the cover you bought from me) on how you want the full wrap. In this way, I can give you an estimate of the extra fee (depending on complexity of the work).




How can I contact you?


You can send me an e-mail via secretdartiste1@gmail.com and I will try to give you an answer as soon as possible (depending on the time zone).




Do I own all the rights on the cover I bought? - Copyright


When buying a book cover (premade or custom), you are purchasing the right to "use" the artwork, not the copyright on the design itself. The copyright remains my own, unless stated otherwise. I designed the cover, that's only fair ;-) If you really, really want to obtain full copyright, please contact me and I am sure we can find an arrangement & price.




When I buy my own stock images, what do I need to know?


If you buy the stocks yourself: Please purchase the biggest format (L or XL) for best results. Also please make sure that you checked the box for 'Non-editorial' stocks. Short summary for Shutterstock images/stocks: Standard license: less than 500.000 books produced and printed. Enhanced license: more than 500.000 books can be produced and printed. Also needed for commercial use (merchandise for sale or promotional distribution).




Can I find some testimonials from other clients?


Yes, you can find them here. They are listed at the bottom of the page, under the wall of fame.




Can I reserve a book cover?


Yes you can. For more information, please visit the page 'How I work - premade' here.




How can I get access to the 'EARLY BIRD' page?


In order to get instant access, join my Facebook group for authors here.

Attention, this group is only intended for authors and publishers. Please note that designers or author/designers are not allowed. Thanks for your understanding.





Digital art

Do you do commissions?


Yes. Please send me a small briefing via mail (secretdartiste1@gmail.com). After this, I will send you a price quote (this is without any obligation), depending on the complexity of the work (so please describe your project as detailed as you can in order for me to make an estimation). The quotation may be subject to changes due to unforeseen changes by the client during the project. If the project is not my cup of tea (e.g. a specific genre, ...), I will inform you.




What kind of payment do you accept?


For more information about payment, please visit the page 'How I work - customs' here.




How can I contact you?


You can send me an e-mail via secretdartiste1@gmail.com and I will try to give you an answer as soon as possible (depending on the time zone).




Do I own all the rights on my commission/ artwork? - Copyright


When buying a book cover (premade or custom) or commission, you are purchasing the right to "use" the artwork, not the copyright on the design itself. The copyright remains my own, unless stated otherwise. I designed the artwork, that's only fair ;-) If you really, really want to obtain full copyright, please contact me and I am sure we can find an arrangement & price.





Graphic design

Want a price quote for a graphic design project?


You can send me an e-mail via secretdartiste1@gmail.com and I will try to give you an answer as soon as possible (depending on the time zone).




What kind of payment do you accept?


Belgium & Europe: bank transfer on my bank account. Payment in euros. Rest of the world: Paypal. Payment in USD. Contact me for more information. *** VAT (BTW) *** Exemption VAT (Value Added Tax) small business, VAT/GST is not applicable.




How can I contact you?


You can send me an e-mail via secretdartiste1@gmail.com and I will try to give you an answer as soon as possible (depending on the time zone).




What services do you offer?


*** Graphic design & DTP *** (magazines, brochures, posters, flyers, stickers and many other graphic mediums). *** Branding and look & feel for your company *** (logo, business cards, letterhead, ...). *** Illustration book & CD-covers *** for national and international authors & musicians. *** Design of announcements for birth, wedding and other occasions *** (for business and/or consumer). *** Campaign visuals & retouching services ***





General

Where are you from?


I am a freelance digital artist / graphic designer based in Belgium, near Antwerp.




Where can I find you on social media?


Deviantart: https://www.deviantart.com/secretdartiste Facebook page: https://www.facebook.com/SecretDarTiste Facebook group: https://www.facebook.com/groups/secretdartistepremadecovers Instagram: @secretdartiste Pinterest: https://www.pinterest.com/SecretDarTiste/ Twitter: https://twitter.com/EvelynePaniez




What are your tools of the trade?


I am a Photoshop wizard and like to paint the sky with stars! Digital work: Adobe Photoshop, Adobe Bridge, Wacom intuos graphic tablet, Mac, imagination... Traditional work: Sketching paper, pencil, gum, marker paper, Ciao Copic markers, imagination...





Custom covers

What packages do you offer?


For more info about the different packages I offer, please visit the PACKAGES page here.




Do you sell your covers only once?


Yes. 1 cover per buyer. In this case, you have a unique and mindblowing book cover, made in my own style of art!




Do I need to give credit in my book?


Yes. You need to give credit to me as an artist, but also to the stock providers. You will receive a list with all stocks used. Please mention (when publishing your book): Cover art by Evelyne Paniez, www.secretdartiste.be




What kind of payment do you accept?


For more information about payment, please visit the page 'How I work - customs' here.




How fast will my book cover be delivered to me?


For more information, please visit the page 'How I work - customs' here.




How can I contact you?


You can send me an e-mail via secretdartiste1@gmail.com and I will try to give you an answer as soon as possible (depending on the time zone).




Do I own all the rights on the cover I bought? - Copyright


When buying a book cover (premade or custom), you are purchasing the right to "use" the artwork, not the copyright on the design itself. The copyright remains my own, unless stated otherwise. I designed the cover, that's only fair ;-) If you really, really want to obtain full copyright, please contact me and I am sure we can find an arrangement & price.




When I buy my own stock images, what do I need to know?


If you buy the stocks yourself: Please purchase the biggest format (L or XL) for best results. Also please make sure that you checked the box for 'Non-editorial' stocks. Short summary for Shutterstock images/stocks: Standard license: less than 500.000 books produced and printed. Enhanced license: more than 500.000 books can be produced and printed. Also needed for commercial use (merchandise for sale or promotional distribution).





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WHAT OUR CLIENTS SAY

"HB Capital LLC and the staff have been very helpful and fast in getting me the money I need to grow my company."

Sam DiMattia - Deli Owner

Wall, NJ

 

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