
Business Funding Made Easy
About HB Capital
Working Hard To Help Your Business Secure The Funding It Needs
Our Story
Why Hello There! We’re The Founders!
HB Capital is a family-owned business founded in 2015 by the Henriquez Brothers.
After years of working in business financing, Ray and George Henriquez saw how hard it was for small business owners to find transparent, dependable funding. They created HB Capital to put relationships first and make access to capital simpler.
Today, our team works one-on-one with business owners to understand their goals, explain the available options, and build a financing path that fits the business—not the other way around.


No Upfront CostsNo Application FeesNo Collateral Requirements

A second chance
Here, Your Past Won’t Dictate Your Future
- Bad credit
- Inconsistent cash flow
- Limited collateral
- Previous declines

