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  • George H.


Merchant cash advances can be risky and expensive, but for fast or same-day funding, they can be the only option. Keep on reading to discover our vetted business cash advance lenders.

When you need financing quickly, it can be tough to find same-day loans from lenders who won’t take advantage of your desperation. “Same-day” lenders often charge exorbitant fees for same-day business loans and merchant cash advances.

Fortunately, there are at least a few good eggs regarding same-day loans or merchant cash advances.

Though there is never a 100% guarantee that you’ll receive your money the same day you apply, the following same-day business lenders have a solid track record for delivering funds on the same day businesses submit their loan applications.

1. OnDeck

OnDeck is a well-known name in the world of small business financing. They offer term loans and lines of credit that cater to a variety of businesses. The company's straightforward application process, which can be completed online, allows for same-day funding for qualified applicants. OnDeck's flexible terms and competitive rates make them a popular choice for business owners looking for quick capital.

2. Kabbage

Kabbage, a subsidiary of American Express, is another prominent player in the alternative lending industry. Their line of credit product allows you to withdraw funds as needed, making it an excellent choice for businesses that require on-demand capital. Kabbage's user-friendly online platform makes it easy to apply and receive same-day funding once approved.

3. BlueVine

BlueVine offers both invoice financing and lines of credit, catering to the working capital needs of small and medium-sized businesses. Their intuitive online application process and quick approval can lead to same-day funding, which is invaluable when you need to maintain a smooth cash flow or capitalize on time-sensitive opportunities.

4. Funding Circle

Funding Circle specializes in peer-to-peer lending for small businesses. They offer term loans with competitive rates and flexible repayment terms. While same-day funding may not always be guaranteed, Funding Circle's efficient approval process ensures that you can access the funds you need in a relatively short timeframe.

5. National Funding

National Funding is a trusted name in the world of merchant cash advances. They provide MCAs tailored to the unique cash flow dynamics of businesses. With an easy application process and a quick turnaround, National Funding can be an excellent choice if you're looking for same-day access to capital without the constraints of traditional loans.

6. PayPal Working Capital

For businesses that have a history of using PayPal for transactions, PayPal Working Capital can be a convenient and accessible source of quick financing. This service offers a cash advance against future sales, with repayments automatically deducted from your PayPal account. The application process is simple, and if approved, funds can be available in your account within hours.

HB Capital, your best option

Although the above options are good, HB Capital provides you with the best financial solutions service because of our fast approval and support on lines of credit, term loans, working capital, SBA loans and more. In addition, our customer service is top notch and we are always ready to help you. What are you waiting for? Apply for your financing with us and you will be amazed!

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